Commercial banker Job at First Bank & Trust, Sioux Falls, SD

ZCs2Vkc5aEVjYThqQ0JQZUk0WHBIaURlOXc9PQ==
  • First Bank & Trust
  • Sioux Falls, SD

Job Description

Job Description

The Commercial Banker plays a pivotal role in cultivating profitable business banking relationships, with a primary emphasis on proactively identifying and pursuing new, substantial business opportunities with complex clients. This person is instrumental in driving revenue growth through the recommendation and implementation of financial solutions that will help clients achieve their goals, by leveraging strong communication, strategic, and development skills. This role requires a deep understanding of market dynamics, industry trends, with exceptional business acumen.

Qualifications: This person should have a bachelor’s degree with a minimum of 6 years of relevant experience, or the equivalent. Experience in lending and credit analysis is required. This person should exhibit strong knowledge of business financial concepts and display exceptional service, communication, presentation, sales, and negotiation skills. Demonstrated ability to navigate complex business needs and serve as a strategic partner offering clients advice and perspective. Networking with business professionals and building deep, long-term relationships with existing and prospective clients is expected.

Principle Responsibilities

  • Proactively initiate, pursue, and foster complex new business relationships with impact and revenue potential by employing strategic and targeted prospecting techniques.
  • Develop and execute multi-faceted sales strategies to achieve and exceed revenue goals, fostering long-term relationships with existing and prospective medium to high revenue clients.
  • Regularly engage with high impact business clients to cultivate significant, meaningful connections through in-depth interviews and perspective sharing. Serve as a trusted strategic advisor, offering expert guidance on products and solutions to enhance client profitability.
  • Analyze intricate financial data and craft tailored financial solutions. Negotiate and establish terms for business banking relationships, ensuring compliance with guidelines.
  • Apply strong credit judgment to evaluate complex credit risks associated with prospective clients. Present comprehensive credit proposals, collaborating with credit teams for prudent risk management; ensuring credit quality and optimal loan performance.
  • Stay abreast of industry trends, identify opportunities for growth, and keep an eye on competitors to maintain a competitive edge.
  • Collaborate frequently with internal stakeholders to leverage products and services that align with clients’ financial needs and objectives. Maintain a comprehensive understanding of Cash Management products and services, skillfully implementing cross-selling strategies to enhance client satisfaction and overall business success.
  • Attend pertinent loan, team, and business development, meetings to actively contribute to decisions impacting the Business Banking Department.
  • Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  • Adhere to compliance procedures and participate in required compliance training.


Compensation Grade

Salary Grade 7

First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement . Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800.843.1552 or email hr@bankeasy.com.

Job Tags

Full time,

Similar Jobs

ComForCare Home Health Care - Baltimore/Carroll

Administrative Coordinator Home Care Job at ComForCare Home Health Care - Baltimore/Carroll

 ...Pay Bonus based on performance Competitive salary Opportunity for advancement Training & development At ComForCare Home Care , we treat our team like family. We believe in celebrating wins, having fun, and working with purpose. If you're a fast learner,... 

Verizon Communications

Associate Director - Enterprise Sales Management Job at Verizon Communications

When you join Verizon You want more out of a career. A place to share your ideas freely even if theyre daring or different. Where the...  ...bringing together technology to solve your client's toughest business challenges.We specialize in delivering advanced wireline and wireless... 

ABC Imaging

Courier/Driver Job at ABC Imaging

ABC Imaging is a global Printing and Media company, providing One Stop Visual Solutions to the Fortune 500 Companies worldwide. Locations in USA, London, Dubai and Shanghai. One Stop Solution. Job Description ~ Delivers and picks-up packages and supplies between...

Donato Technologies, Inc

Mainframe Developer Job at Donato Technologies, Inc

 ...Job Title: Mainframe Developer Location : Wilmington DE r Experience 8+ 5 Days Onsite Required Skills: Mandatory Skills- COBOL, MQ, JCL, DB2, CICS, VSAM Working on enterprise-wide applications, Agile methodologies Process Skills: Thorough... 

Lighthouse Search Collective

NetSuite Implementation Consultant Job at Lighthouse Search Collective

 ...Description About Our Company: Our company is a CPA and consulting firm serving the complete financial, technology, and wealth advisory...  ...Baltimore and Fairfax. Full Job Description Title: NetSuite Implementation Consultant Location: Primarily Remote...