Credit Analyst Job at Ascendo Resources, Miami, FL

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  • Ascendo Resources
  • Miami, FL

Job Description

A well-established financial institution is seeking a Credit Analyst to join its team. This role plays a critical part in evaluating and underwriting commercial, consumer, and international credit requests.

Responsibilities

  • Analyze financial statements and business performance to assess credit risk and viability of loan requests.
  • Prepare in-depth credit memos and presentations highlighting key risk factors, repayment capacity, industry insights, and cash flow sensitivity.
  • Conduct background checks, credit reports, and regulatory screenings.
  • Evaluate borrowers' operating environments and financial structures to assess repayment likelihood.
  • Assist with reporting needs, credit committee documentation, and portfolio oversight as required.

Requirements

  • Bachelor's degree in Finance, Accounting, Economics, or related discipline.
  • 4+ years of experience in credit underwriting, risk assessment, or related banking functions.
  • Excellent communication and writing skills.
  • Proficient with Excel and financial analysis tools.
  • Language skills in Spanish or Portuguese are a plus but not required.

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